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Industrial and logistics leads the Philippine property market forward.


by: Cheyenne Hollis is Editor-in-Chief at Dot Property Group and Thailand Property.


First Philippine Industrial Park is one of many innovative industrial properties in the Philippines.


While the COVID-19 pandemic slowed many real estate sectors in the Philippines, demand for industrial and logistics space actually increased. Several experts believe the sector will remain a bright spot for the country’s property market in the coming months and possibly years.


This was one of the key takeaways from The Future of Logistics: Moving Beyond the Pandemic panel discussion organized by Santos Knight Frank.


“During the ECQ period, demand for industrial and logistics space rose for essential goods. In the following months, we expect demand to be more stable compared to the other real estate sectors. This demand is encouraged by the shift to e-commerce and the subsequent effects on demand for logistics, cold chain, warehouse, and other industrial services,” Kash Salvador, Santos Knight Frank Associate Director of Investment & Capital Markets, stated.


Health and wellness now, manufacturing in the future.


According to William B. Chiongbian II, Group President & CEO of Fast Logistics Group, the Philippine logistics industry is in a prime position to support growing demand for health and wellness products.


“The quality of food will matter, and health and wellness will start to take a front seat in a developing country like the Philippines. With the right recipes from entrepreneurs, local government, and delivery enhanced by information technology, the industrial real estate infrastructure will be in the right place,” Chiongbian said.


Looking ahead, the Philippines could become a manufacturing destination in Asia as long as the industrial sector receives the proper support.


“With the right real estate infrastructure and support from the government, we’ve got to act together within the industrial sector that the Philippines is still one of the best manufacturing destinations. We need to work together to enhance what this country has to offer,” Chito Zaldarriaga, President of the Philippine Ecozone Association (Philea), explained during the discussion.


Industrial sector outlook remains positive overall.


The industrial sector is expected to remain resilient moving forward. Howver it is important for those in the sector to rethink strategies in order to best take advantage of new opportunities that arose from the COVID-19 crisis.


“The industrial sector is all about the basics: basic space, food security, storage, and all the things you need in a crisis. This crisis is a realization that people are always going to need the industrial and logistics sector, and there is huge opportunity here,” Rick Santos, Chairman & CEO of Santos Knight Frank, noted.


The Most Powerful Tycoons in the Philippines.


June 19, 2022 Uncategorized Comments are off for this post.


Meet the exceptional industry leaders who are making a difference in their respective fields of business.


IMAGE LILEN UY; COURTESY MEGAWORLD CORP; COURTESY FIRST PACIFIC COMPANY LIMITED; DIX PEREZ.


Hard work, grit, and persistence—these are the traits exhibited by the titans of industry in the Philippines.


The contributions of these leaders have improved the quality of our daily lives. Cheers to these exceptional Filipinos who are making a difference in their respective fields of business.


Endika Aboitiz.


One of the country’s wealthiest individuals, Enrique “Endika” Aboitiz, is the director of the Aboitiz Group of Companies and president and CEO of AWC Philippines. Most recently, he made headlines for investing in QEV Philippines Electromobility Solutions and Consulting Group Inc., a company that hopes to make the “green” jeepney a standard.


Erramon Aboitiz.


The grandchild of Aboitiz patriarch Don Ramon Aboitiz, Erramon Isidro “Monchu” M. Aboitiz is the current president and chief executive officer of Aboitiz Equity Ventures, Inc (AEV), which was founded by Paulino Aboitiz in the 19th century as an abaca-trading and general merchandise business. Today, the company is involved in a wide span of industries, including power, banking, food, land development, and biofuel.


With his appointment as chief executive in 2009, according to Rappler, he “transformed the once family-owned business into a publicly-listed conglomerate currently with more than 20,000 employees and, as of the first half of 2013, a consolidated net income of P11.9 billion.” Forbes estimates Aboitiz’s net worth at $130 million. He holds a Bachelor of Science degree in Business Administration with a major in Accounting and Finance from Gonzaga University in Spokane, Washington.


Sabin Aboitiz.


Sabin Aboitiz is the CEO and president of the country’s leading flour milling company, Pilmico Foods Corporation. In addition to this, Aboitiz is also the EVP and COO of Aboitiz Equity Ventures Inc. He graduated with a degree of Bachelor of Science in Business Administration from Gonzaga University in Spokane, Washington.


Margaret Gaisano Ang.


Margaret Gaisano Ang has served as director, corporate secretary, and treasurer of Metro Retail Stores Group, Inc. (MRSGI) since 2003. She also holds directorship posts at Vicsal Development Corporation, Taft Property Venture Development Corporation, Vicsal Securities and Stock Brokerage, Inc., Filipino Fund, Inc., Grand Holidays, Inc., Manila Water Consortium, Inc., and Maric Ventures, Inc.


Gaisano Ang is a University of San Carlos graduate and holds a Bachelor of Science degree in Commerce, major in Accounting—making her a certified public accountant.


Ramon Ang.


IMAGE ROEL LANDINGIN.


One of the Philippines’ top tycoons, Ramon Ang is the president and chief executive officer of Top Frontier Investment Holdings, Inc., San Miguel Corporation’s largest shareholder. Ang started out selling used Japanese truck and car engines and eventually did business with Eduardo Cojuangco by selling aluminum wheels. In 2022, he ranked 10 among Forbes ‘ list of the Philippines’ 50 Richest.


Jose Antonio.


Antonio is a co-founder and now chairman of Century Properties and its subsidiaries. Two years ago, the real estate company made a whopping $130 million in sales. Antonio, however, doesn’t limit his trades to real estate. He is also the president-appointed special envoy to the United States.


Robbie Antonio.


IMAGE FRANCISCO GUERRERO.


Robbie Antonio founded Revolution Precrafted, which has the unique distinction of being the Philippines’ first unicorn startup, a name given to startups that are valued at a billion dollars and upward. The younger Antonio has collaborated with some of industry’s top architects and design firms like Zaha Hadid, Jean Nouvel, I.M. Pei, and designers such as Philippe Starck, Tom Dixon, Marcel Wanders, and more to build Precrafted’s luxury homes.


Vivian Que Azcona.


Under the management of Vivian Que-Azcona, local pharmacy chain Mercury Drug accumulated P123.2 billion in revenue in 2022. With a net worth of $230 million, Que-Azcona is listed as one of the richest women in the Philippines. She inherited Mercury from her father, Mariano Que, who died in March last year. Today, the chain has over 1,100 branches nationwide.


Ben Chan.


MAGE MAGIC LIWANAG.


Businessman Ben Chan built the retail empire now known as the Suyen Corporation, out of a single brand of clothing—Bench. It started as a men’s brand sold at SM department stores in 1987, and has expanded to the country’s largest retail clothing chain with dozens of foreign and homegrown brands under its helm. It has also gone global, setting up shop in the U.S., the Middle East, and China.


Lucio and Susan Co.


On Forbes ’ annual list of the country’s wealthiest, names usually appear as single entries, but in the case of Lucio and Susan Co, the couple was jointly listed as number 11 with a combined net worth of $1.8 billion. This self-made husband-and-wife tandem credit their fortune to Puregold Price Club, which they founded in 1998 and expanded to about 300 branches around the country today. Lucio serves as chairman, while Susan is vice chairman, and they are also the group’s largest individual shareholders, with 7.6 and 6.4 percent respectively.


Ferdinand Vincent Co.


The eldest child and only son of Lucio and Susan Co, Ferdinand is president and director of Puregold Price Club and the president of 514 Shaw Property Holdings, Inc. and KMC Realty Corporation. He also owns millions of Puregold shares, making him a peso billionaire.


Robert Coyiuto Jr.


The 14th richest man in the country, Coyiuto owes much of his wealth to Prudential Guarantee Assurance, the non-life insurance company of which he is currently chairman and CEO. Other sources of wealth include a 30 percent stake in the National Grid, as well as in Oriental Petroleum and Minerals. He also owns PGA Cars, which locally deals luxury car brands Porsche, Audi, Bentley, and Lamborghini.


Danding Cojuangco.


Eduardo “Danding” Murphy Cojuangco Jr. is chairman of San Miguel Corporation, “one of the Philippines’ most diversified conglomerates, generating about 5.1 percent (as of 2022) of the country’s gross domestic product through its highly integrated operations in beverages, food, packaging, fuel and oil, power, mining and infrastructure.”


Isidro Consunji.


After David Consunji passed away in September last year, his son Isidro inherited DMCI Holdings, of which he was already chairman, president, and CEO. Despite the loss of its founder, DMCI Holdings exceeded its sales and reservations targets by 53 percent under the younger Consunji’s leadership last year. More than just the son of the owner, Consunji has proven his competence by growing D.M. Consunji Inc.’s portfolio to include energy, mining, real estate, and water services. He graduated with a degree in civil engineering from the University of the Philippines and earned his MBA from the Asian Institute of Management.


Victor Consunji.


Isidro’s brother, Victor A. Consunji, takes his place in their father’s business as director of DMCI Holdings Inc., while he is also vice chairman, president, and CEO of Semirara Mining & Power Corp and DMCI Power Corp.’s chairman and CEO.


Paul Dominguez.


Down south, Paul Dominguez runs C. Alcantara and Sons, Inc., a manufacturer of plywood and wood products in Davao that also exports materials internationally. He is now also an alternate director at the Asian Development Bank and was once a director of Phoenix Petroleum.


Sonny Dominguez.


Carlos “Sonny” Dominguez might now be thrust into power as Secretary of Finance, but this decision is backed by his solid 40-year background managing various businesses in the public and private sector. Past positions include his run as president for Philippine Airlines and the Philippine Associate Smelting and Refining Corporation. He still holds positions as chairman of the Philippine Deposit Insurance Corp. and as a board member of the Shangri-La Plaza Corp.


Jack Gaisano.


Jack S. Gaisano belongs to the prominent Gaisano family through his parents Victor and Sally Gaisano, the founders of Metro Retail Stores. Gaisano finished at the University of San Carlos and holds a Bachelor of Science degree in Chemical Engineering, and has completed several courses at the Institute of Corporate Directors. He currently holds the title of director of Metro Retail Stores Group, Inc. (MRSGI), which has over 45 multi-retail stores located in key cities in Visayas, Luzon, and Metro Manila. He is also chairman and president of Taft Property Venture Development Corporation, Midland Development Corporation, and Vsec.com Inc. as well as president and vice chairman of HTLand, Inc. Previously, he held the position of chairman and president from 2003 to 2011. He also served as director for Vicsal Securities and Stock Brokerage, Inc. from 1989 to 2009.


Augusto Go.


Attorney Augusto “Gus” Go is the son of Manuel Gotianuy, the founder of Visayan Surety & Insurance Corp. Go is the founder and president of the University of Cebu and chairman of Toyota Cebu City. He is also chairman of the Board of Aspac Rural Bank Inc., Cebu Central Realty Corp. (Elizabeth Mall), Cebu Coliseum Complex Inc., Metro Ferry Inc., Visayan Surety and Insurance Corp., and AWG Development Corp as well as chairman of the board of the College of Technological Sciences-Cebu, president of Cebu Eastern College and a member of the board of Sacred Heart School-Jesuits. In 1987, he served as appointed vice mayor of Cebu City. The Cebu-based tycoon is known as “the man who makes education accessible to those who have less in life.”


John Gokongwei, Jr.


IMAGE MEDAL ELEPAÑO.


Though his many businesses have extended far beyond Cebu, Filipino-Chinese magnate John Gokongwei was born and raised in the southern city. Gokongwei had a privileged childhood, but at 13, after the death of his father, his family lost everything. To make ends meet, he peddled items to sell and engaged in trading. These all contributed to his eventual success and in 1957, he founded JG Summit Holdings. Today, Forbes estimates Gokongwei to be worth around $5 billion.


Robina Gokongwei-Pe.


IMAGE IAN SANTOS.


The eldest of John Gokongwei’s children, Robina Pe joined the retail industry in the ‘80s when she worked at the first Robinsons Department Store in Manila as a receiving clerk at the warehouse. As time went on, her responsibilities grew and this year, she left her post as Robinsons Retail Holdings Inc. COO and was named its new CEO, as well as its president and director. She graduated with a degree in journalism from New York University.


Lance Gokongwei.


There’s been a huge shift in JG Summit Holdings Inc.’s management lately, as Lance Gokongwei was appointed the conglomerate’s new CEO on April. He takes over the role once held by his uncle, James Go, who is now the group’s chairman emeritus. Apart from that, he is also the CEO of Cebu Air Inc., Robinsons Land Corp., and chairman of Robinsons Retail Holdings.


Mercedes Gotianun.


Together with her late husband Andrew, Gotianun founded the Filinvest Development Corp., which the couple started in the ‘50s. Filinvest now boasts of a net profit that increased by 21 percent last year, with revenues coming in from its stakes in banking, property, and power generation. Gotianun has, however, taken a step back and has left the management of the company to her daughter, Josephine.


Anton Huang.


IMAGE IAN SANTOS.


Earlier last month, Stores Specialists Inc. (SSI) kicked off its 30th anniversary and no one could have been prouder than Anton Huang, the group’s president. The son of Nedy Tantoco certainly inherited his mother’s and grandmother’s business sense, as SSI, the retail arm of the Rustan’s Group of Companies has steadily diversified under his helm. As SSI reaches another milestone, Huang mentioned in an interview that the company plans to increase its F&B brands next. It’s off to a great start with the recent announcement of SSI bringing in U.S. fast food chain Shake Shack to the Philippines.


David Leechiu.


David Leechiu has earned the unofficial title of “leading commercial real estate broker,” and for good reason, too. He was credited for arranging some of the largest real estate transactions in Philippine history. Now the CEO of Leechiu Property Consultants (LCP), Leechiu was able to grow LCP into the third leading brokerage firm in the country—in just two years. Prior to that he was also the first Filipino to serve as country head for Jones Lang LaSalle Philippines.


Jean Henri Lhuillier.


Jean Henri Lhuillier currently serves as the CEO of P.J. Lhuillier Inc., the biggest financial services provider in the Philippines, apart from banks. The company is reportedly worth $180 million.


He also heads the PJ Lhuillier Group of Companies’ social responsibility arm, the Cebuana Lhuillier Foundation, Inc. The non-profit organization was established in 2000 to “help the country’s economy by giving scholarships to deserving students including the handicapped youth.”


Bryan Lim.


The heir apparent to the Suyen Corporation, Bryan Lim is the son of Ben Chan’s sister, Nenita Lim and her husband Virgilio. He had always played some part in the family business, from the time he spent in product development until his time now as vice president for business development. With his current position, Lim’s primary task is to see a deal with potential partners through the entire negotiation process. He was behind bringing in brands like Aldo, Charles & Keith, La Senza, and Mothercare to the Philippine market.


Piki Lopez.


IMAGE LILEN UY.


After his father Oscar Lopez stepped down in 2010, Federico “Piki” Lopez took over as chairman and CEO of power conglomerate First Philippine Holdings Corp. (FPHC). He also heads several of the Lopez family’s businesses, including ABS-CBN Corporation, Rockwell Land, NLEX Corporation, First Gen Corporation, and the Energy Development Corporation.


Mark Lopez.


As chairman of ABS-CBN Corporation, Martin “Mark” Lagdameo Lopez, has investments in various media formats and types: television, radio, cable telecommunications, and film production. He was previously the vice president and chief information officer of Manila Electric Company (MERALCO), the Philippines’ largest distributor of electrical power.


Doris Magsaysay-Ho.


MAGE AT MACULANGAN.


Doris Magsaysay-Ho had been groomed to take over the family business founded by her father, Robert Ho, and her uncle at an early age. She shows no signs of intimidation in being a woman in a man’s world. The shipping magnate is currently chairman and president of her family’s Lorenzo Shipping Corp as well as CEO and president of the Magsaysay Maritime.


Nico Nolledo.


Nico Nolledo’s rags-to-riches story exploded on the internet four years ago. Online articles painted him as the former KFC employee who turned into an IT billionaire. The respectable businessman turned his luck around and is now chairman of Xurpas, an IT company he co-founded almost two decades ago. He recently stepped down as its CEO but continues to hold directorships in other companies such as the startup Eden Holdings. He had also founded the popular forum website PinoyExchange.


Roberto Ongpin.


Filipino businessman Roberto Ongpin descended from one of the most influential and enduring families of the Philippines. He graduated from Ateneo de Manila University and earned his master’s degree from Harvard University. In its latest ranking, Forbes ranked him as the 12th richest Filipino. As of June 2022, he has a net worth of $1.46 billion from his ventures: real estate development, resort development, mining, energy, and transportation.


Manuel V. Pangilinan.


MAGE COURTESY FIRST PACIFIC COMPANY LIMITED.


Filipino businessman Manuel V. Pangilinan is the managing director and CEO of First Pacific Company Limited which holds investments in Metro Pacific Investments Corporation, PLDT and Philex Mining Corporation in the Philippines. Pangilinan earned his education from San Beda University, Ateneo de Manila University, and Wharton School of the University of Pennsylvania.


Ricardo S. Po, Sr.


Ricardo Gabriel T. Po, Jr. is the vice chairman at Arthaland Corporation and Century Pacific Food, the country’s largest canned tuna company and the leading exporter of private-label tuna. Born in Guangzhou, he moved to the Philippines at 15 years old. The self-made businessman founded Century Pacific in 1978. As of 2022, Forbes estimates his net worth at $980 million.


Xandra Ramos-Padilla.


IMAGE LILEN UY.


As managing director of National Book Store, Xandra Ramos-Padilla is taking great care of her grandmother, Soccoro “Nanay Coring” Ramos’s business. One can annually expect great things from the bookstore chain. On its 76th year, National Book Store announced days ago that it’s opening its store concepts for franchising. This new development is in line with the company’s goal to have 500 stores open by 2022, reports Entrepreneur Philippines .


Enrique Razon, Jr.


IMAGE COURTESY LIZZY RAZON.


Though Enrique Razon, Jr. inherited International Container Terminal Services, Inc., he was instrumental in its growth as the leading container-port terminal service in Manila, Subic, Batangas, General Santos City, Poland and Brazil. As of June 2022, Forbes estimates his real net worth at $3.8 billion.


Edgar Saavedra.


Edgar Saavedra and Michael Cosiquien became the youngest billionaires in the country when they entered the construction business by starting Megawide Construction two decades ago. Saavedra, now president of Megawide, steered the company into a territory dealing with diverse construction and social infrastructure projects. In managing the Mactan Cebu International Airport, Megawide has become the country’s largest private airport operator.


Injap Sia.


IMAGE JOVEL LORENZO.


In 2003, Edgar “Injap” Sia co-founded barbecue chain Mang Inasal. It quickly grew and by the time it was acquired by Jollibee it had 338 branches in the country. After selling 70 percent of his ownership to Jollibee, he became the youngest billionaire in the Philippines. Currently, he holds the title of chairman at DoubleDragon Properties, the developer of shopping mall CityMall. As of August 2022, Forbes estimates his net worth at $820 million.


Henry Sy, Sr.


IMAGE COURTESY SY FAMILY.


For the tenth year running, Henry Sy is the country’s richest man, estimated to be worth $19.2 billion by Forbes Magazine . Though Sy, 93, has long since transferred power in his various companies to his six children, he still remains the most powerful in the Philippines and Southeast Asia.


Tessie Sy-Coson.


IMAGE JENNIE CASTILLO.


Henry Sy’s eldest daughter, Tessie Sy-Coson, is SM Investments Corporation (SMIC)’ vice chairwoman. In 2001, she notably started turning BDO Unibank Inc. into “into the country’s biggest lender” through an acquisition spree.


Henry Sy, Jr.


Henry Sy, Jr. is co-vice chairman of SMIC and chairman of SM Prime Holdings, Inc. and Highlands Prime, Inc. Most recently, he launched a cement business named Big Boss Cement Inc. which will use volcanic debris from Pampanga as its source.


Hans Sy.


In 2022, Henry Sy Sr.’s fourth child, Hans, stepped away from his role as president of SM Prime Holdings Inc., much to the surprise of the businessmen around him. While he still sits on the board of China Bank and SM Prime, Sy is cooking up something new in the realm of arts and culture. Soon, a replica of an 18th-century galleon built in Cavite will rise at the Mall of Asia Complex. Sy and SM Prime Holdings are major collaborators in this project, which is poised to become a museum featuring the history of galleon trade within 8,000-square meters of exhibition space. He has also taken up a greater part in managing the National University.


Andrew Tan.


IMAGE COURTESY MEGAWORLD CORP.


65-year-old Andrew Tan ranks nine at Forbes ‘ list of Philippines 50 Richest 2022. The son of a factory worker, Tan started his empire by developing apartment complexes in Manila. He currently chairs Alliance Global which owns McDonald’s Philippines and Emperador, to name a few. He’s estimated to be worth around $2.2 billion.


Kevin Tan.


In June, Kevin Tan received a huge promotion when his father Andrew Tan relinquished his role as CEO of Alliance Global Inc. The 38-year-old eldest son has held various senior roles within the company for two decades. Tan juggles this new role with directorships in other AGI companies like Emperador Inc., Empire East Land Holdings Inc., and Golden Arches Development Corporation. The conglomerate also cited Tan’s contribution in helping Megaworld hit a record-breaking P13 billion in rental revenues last year.


Lucio Tan.


Multi-industry tycoon Lucio Tan is the chairman of Philippine Airlines, Inc., Asia Brewery Inc., Eton Properties Philippines, Inc., Fortune Tobacco Corp., PMFTC Inc., Grandspan Development Corp., Himmel Industries Inc., Lucky Travel Corp., PAL Holdings, Inc., Air Philippines Corporation, Tanduay Distillers, Inc., and Tanduay Brands International, Inc., to name a few. Tan is ranked fourth at Forbes ’ list of 50 Filipino billionaires.


Michael Tan.


Michael Tan is president and chief operating officer of the LT Group as well as the director and chief operating officer of Asia Brewery, Inc. Tan holds a number of positions in his father, Lucio Tan’s companies. He holds a Bachelor of Science degree from the University of British Columbia.


Bong Tan.


The son of Lucio Tan, Lucio “Bong” Tan Jr. heads Tanduay Distillers Inc and Eton Properties Philippines Inc. The industrial scion is likely to succeed his father’s conglomerate, LT Group along with his brother, Michael.


Bienvenido Tantoco, Sr.


At 97, the Tantoco patriarch is worth $190 million, keeping him on Forbes’ list of top 50 billionaires in the country. In the ‘50s, “Lolo Benny,” as he is fondly called by those close to him, co-founded the Rustan’s Group with his wife, Glecy. The business is now mainly run by the second and third generation of the clan.


Bienvenido Tantoco III.


Donnie Tantoco has taken the reins at Rustan Commercial Corp. and currently sits as its president. The third generation Tantoco has often cited his grandparents as a source of inspiration and wisdom when it comes to running the business.


Nedy Tantoco.


IMAGE WIG TYSMANS.


Nedy Tantoco learned the value of hard work at an early age, when she worked as a preteener back when Rustan’s was a humble gift shop at her childhood home in San Marcelino. “I never wanted to do anything else,” she told Town&Country in a past interview. Today, Tantoco runs the show as chairman of the family-run Rustan’s and it continues to be a leader in the country’s luxury retail scene.


Tony Tan Caktiong.


IMAGE MEDAL ELEPAÑO.


Tony Tan Caktiong needs no introduction. As the founder and chairman of Jollibee Foods Corporation, he’s made countless Filipinos happy with fast food chains Jollibee, Red Ribbon, Chowking, Greenwich, Manong Pepe’s, and Mang Inasal. He is also the co-chairman of DoubleDragon Properties along with Edgar “Injap” Sia.


George Ty.


Filipino banker and business magnate George Siao Kian Ty earns a spot on the list for founding Metropolitan Bank and Trust Company, the second largest bank (assets and capital) in the country. He also heads GT Capital Holdings as chairman emeritus. The holding company has interests in banking, auto, property development, power generation and insurance, and owns hotels with the Grand Hyatt and Marco Polo brand. His net worth totals at $3.1 billion, as of June 2022.


Arthur Ty.


George Ty’s eldest son, Arthur, currently acts as chairman of Metrobank and GT Capital Holdings, Inc. He also serves as chairman at Global Business Holdings, Inc., First Metro Investment Corporation, Philippine Savings Bank, and Philippines AXA Life Insurance Corporation.


Alfred Ty.


IMAGE TAMMY DAVID.


The son of George Ty, Alfred, is the vice chairman of Toyota Motor Philippines Corp. He also holds positions at Federal Homes Inc., Lexus Manila, Inc., and Federal Land Group of Companies, and more. Ty earned a Bachelor of Science degree from the University of Southern California.


Dennis Uy.


The Davao-based businessman has steered the growth of Phoenix Petroleum from a once-small oil-distribution business to a major player on the national stage—it was the first Philippine-owned independent oil company to be listed on the Philippine Stock Exchange in 2007. In more recent years, he’s started to expand the empire: He bought a franchise in the Philippine Basketball Association last year, is currently developing a casino and resort in Cebu, and just completed the acquisition of hospitality educational institution Enderun Colleges.


George Yang.


IMAGE IAN SANTOS.


Though he’s known as the chairman and founder of Golden Arches Development Corporation (McDonald’s Philippines), George Yang also has ventures in real estate development and marketing of consumer products. He also serves as the president of First Georgetown Ventures Inc., Fun Characters Inc., Fun Characters International Pte. Ltd., and Kristin Management & Development Corp.


Basilio Yap.


Yap has his foot in the hospitality and services industry as a chairman of the Manila Hotel Corp. But apart from that, he’s also widely known as the chairman of Euro-Med Laboratories and a chairman at the Manila Bulletin Publishing Corp. He graduated with a degree in Commerce from De La Salle University and pursued further studies by completing his Master’s Degree at the Asian Institute of Management.


Helen Yuchengco-Dee.


Although she was not an only child, Yuchengco-Dee was always seen as her late father Alfonso’s successor. She serves as chair of RCBC, Malayan Insurance and House of Investments. She also holds directorships in several of the Yuchengco firms, including RCBC Forex Brokers Corporation, Great Life Financial Assurance Corporation, and Petrogreen Energy Corp.


Fernando Zobel de Ayala.


Fernando Zobel de Ayala has been president and chief operating officer of Ayala Corporation since 2006. He leads the Ayala Group, along with his brother Jaime Augusto, as seventh generation Zobels. Zobel de Ayala also holds positions in Ayala Land, Inc., Manila Water Company, Inc., Bank of the Philippine Islands, Globe Telecom, Honda Cars Philippines, Inc., Isuzu Philippines Corporation, Pilipinas Shell Petroleum Corp., and Manila Peninsula, to name a few.


Jaime Augusto Zobel de Ayala.


A member of the prominent Zobel de Ayala clan, Filipino businessman Jaime Augusto Zobel de Ayala is undoubtedly one of the country’s most powerful. Zobel de Ayala has been the chairman of the board and chief executive officer of Ayala Corp. since April 2006. He is also chairman of the board of directors of Globe Telecom, Bank of the Philippine Islands, and Integrated Microelectronics Inc. (IMI), among others. For his contributions, he was awarded the Presidential Medal of Merit in 2009 and the Philippine Legion of Honor, Rank of Grand Commander in 2010.


Jaime Zobel de Ayala.


Even though he retired in 2006, Jaime Zobel de Ayala still ranks as fifth in Forbes ‘ 2022 list of the Philippines 50 Richest. A third of the Ayala Group is currently controlled by his seven children: Jaime Augusto, Fernando, Beatriz Susana, Patricia, Cristina, Monica, and Sofia. As of 2022, his net worth is estimated to be $3.7 billion.


Inigo and Mercedes Zobel.


Enrique Zobel attained success in real estate, construction, insurance, and agriculture. Of his two surviving children, Inigo is the more visible—an astute businessman, he’s also a fixture on the polo circuit. Enzo’s daughter Mercedes (Dedes) prefers to keep a low profile, choosing to engage in philanthropy.


Cebu is still the best place for Real Estate Investment.


June 13, 2022 Uncategorized Comments are off for this post.


For the longest time, Metro Manila has been the most prized location for real estate investments. Even a small, studio-type condo in Taguig or Makati generates huge returns. Plus, you will never have to worry about the market because there’s always a buyer or renter who’s willing to pay. But with the coronavirus crisis, things are changing.


Based on Lamudi’s data, there’s been a strong, brewing interest in locations outside the metro for the past months, since the community quarantine started. While the capital region remains to be in demand, a lot of provinces are getting a share in the real estate market’s attention. Ultimately, this should compel investors to look beyond Metro Manila.


To borrow what everyone has been throwing a lot lately, you need to embrace the new normal in property investment. That is, consider pursuing rental properties in these provincial hotspots, which, combined with Metro Manila, received over 80 percent of inquiries on the Lamudi platform from February to April 2022:


Cebu.


The Queen Region of the South reigns in real estate opportunities, especially because its capital has maintained its status as one of the richest cities in the country. In terms of house and lot investments, you can check out the units at Primary Homes’ Argao Royal Palms in Argao, MCJR Development Corp’s Vista de Bahia in Consolacion, and Aboitizland’s Almiya in Mandaue. For condos, there’s Megaworld’s One Manchester Place in Mactan and Taft Properties’ Taft East Gate in Cebu City.


EXISTING AND ON-GOING INFRASTRUCTURE PROJECTS IN CEBU:


Cebu-Mactan International Airport, World’s only resort airport.


Cebu-Cordova Bridge, connecting the Islands of Mactan and Cebu.


Marcelo Fernan Bridge.


SOME INFRASTRUCTURES TO RISE IN CEBU:


4th Mactan-Mandaue Bridge.


Metro Cebu Expressway.


New Cebu International Container Port.


Cebu Bus Rapid Transit (BRT)


Isla de la Victoria Project in Cebu SRP.


4 Reasons Why Today is the Right Time to Buy a Home.


June 13, 2022 Uncategorized Comments are off for this post.


These days, much of life revolves around the home–work, hobbies, and loved ones.


The value of a home has never been greater and the desire of owning one that is comfortable and safe no matter the situation is of great importance.


Here are four reasons why today is the right time to buy a home:


You Get Peace of Mind.


Because of the pandemic, the government has always been reminding people to ‘Stay home. Stay safe’. Not only should a home be safe from the pandemic but from other emergencies and calamities as well, such as fires and earthquakes. The property a home seeker should look for must be able to provide utmost safety and security.


Cebu Landmasters Inc. was quick to implement safety measures on all their properties as soon as the pandemic reached the country. Its own property management, CLIPM, sees to it that strict precautionary measures are in place. They have stationed hand sanitizers in reception areas and other shared facilities, ensured the wearing of protective equipment, released health bulletins and social distancing reminders, implemented temperature checks in entrances, and doubled their efforts in the cleaning and sanitation of the whole property.


Aside from the COVID-19 sanitation measures, CLI prioritizes other safety protocols, specifically concerning fire and earthquake disasters. The properties are compliant with building codes, equipped with smoke detectors, fire sprinklers and extinguishers, and emergency exits.


All these contribute to reassuring residents, giving them the peace of mind their home is truly a safe haven.


You Enjoy Social Spaces Despite Social Distancing.


One of the greatest challenges in coping with lockdowns is isolation. The people today are social beings. With no mall, park, or coffee shop to go to, it’s easy to slide into feelings of loneliness cooped up at home. There are communities, however, that offer vast social spaces offering different activities such as brisk walking, jogging, and other physical activities but still practice social distancing without ever leaving the subdivision or condo building.


Cebu Landmasters, for one, has open, green spaces and leisure amenities. One of its projects, One Paragon Place, the residential component of The Paragon Davao located in McArthur Highway, Matina, features a sky deck and an open lounge.


Meanwhile, Mivela Garden Residences, a development in Banilad, is planned to have a multi-level clubhouse with lap pool, zen garden, and outdoor lounges. These leisure amenities allow residents to relax, while still keeping themselves from possible infections outside.


You Get an Asset That Continues to Appreciate.


Real estate is a smart and reliable investment. This will give better returns than keeping savings in the bank. When you do decide to sell your property in the future, you can generate a good profit out of it.


Take, for example, a 20-sqm studio unit at Mivela Garden Residences. When it was first launched back in September 2022, it was sold at two million. After eight months, it’s now priced at three million, a huge increase, considering the short span. Mivela Garden Residences in Banilad Cebu is one of CLI’s best-selling Garden Series.


Housing Payment Terms are more Affordable Today.


Because of the pandemic, many developers today have more flexible and affordable payment terms.


In Cebu Landmasters, they are now offering more flexible payment terms, stretching the equity period to make it lighter for the pockets of homebuyers via their CLI Home Goals Promo .


Casa Mira Towers Mandaue, the 8th development of CLI’s flagship housing community Casa Mira, promotes 42 months of stretched equity. The studio unit now costs only 4,800 per month, while the one-bedroom unit is priced at 9,900 per month.


Philippine developers still focused on 2022 REIT launches.


June 8, 2022 Uncategorized Comments are off for this post.


After years of waiting for favorable REIT rules and regulations to be approved, firms have no intention of letting COVID-19 derail share offering plans. DoubleDragon became the second Philippine developer to announce a REIT launch in 2022.


The Department of Finance, Securities and Exchange Commission, Bureau of Internal Revenue and Philippine Stock Exchange signed off on the new REIT rules at the start of the year. Developers had been lobbying for the rule changes for almost decade.


Ayala Land was the first developer to submit a REIT application in the Philippines, doing so in January. According to BusinessWorld, the Ayala Land REIT includes three commercial developments in Makati: Solaris One, Ayala North Exchange and McKinley Exchange.


Despite the COVID-19 pandemic causing a property market slowdown, Ayala Land Offices Head Carol T. Mills told the website that the firm is committed to launching its REIT in 2022.


DoubleDragon readies 2022 REIT launch.


Developer DoubleDragon is preparing a PHP11 billion REIT launch that will take place during the fourth quarter. The company has decided to go ahead with plans to bring it to the market in 2022 despite economic uncertainty caused by COVID-19.


In an interview with BusinessWorld, DoubleDragon Chairman Edgar J. Sia II explained, “Although there is a global pandemic now going on, there are still investors looking to invest in specific companies that they think have a good, relevant and resilient portfolio. Right now, what matters the most is the long-term relevance and resilience of the business model more than anything else.”


Both DoubleDragon and Ayala Land will reinvest money generated from the REIT launches into their respective businesses. According to Santos Knight Frank, this reinvestment will contribute to the growth of the entire Philippine property sector and is the main benefit of the new REIT guidelines.


“We anticipate that REITs will drive an increase in acquisition, consolidation, and property development activities across the Philippines in the coming years. New capital raised by the developers through REITs will enable expansion of the real estate sector not only in Metro Manila but also in the provinces, and with it generate jobs across many sectors,” Kash Salvador, Associate Director for Investment & Capital Markets, Santos Knight Frank, noted.


all credits goes to Dot Property Philippines.


Life in Apple One Banawa Heights.


December 29, 2022 Uncategorized Comments are off for this post.


Apple One Banawa Heights.


Life in Apple One Banawa Heights is very beautiful, its very awesome and away from the hassle and bustle in City life. With its design and amenities, seems like you are living in paradise and yet, it is located at the heart of Cebu City.


Apple One Banawa is a 2.8-hectare residential development in Good Shepherd Road, Banawa, Cebu City (near MHAM College of Medicine). Positioned as a private and exclusive, distinctly themed gated subdivision. A first-of-its-kind in Cebu City.


It is a great investment opportunity, with its Ready for Occupancy (RFO) units, you can rent it out and earn the following month coz they have an easy move-in promo, and they also have Pre-Selling Units. Concept and design is inspired by one of the most renowned landmarks – the San Francisco Bay Area’s Pacific Heights.


Apple One Banawa Heights offers Towers (mix studio, 1-bedroom, 2-bedroom units), Villas (all 1-bedroom units), and Mansionettes (all 2-bedroom units), which are divided into private clusters such that on each floor you will only have five neighbors maximum. Investments and home living are best suites in this community. With its spectacular amenities, you will surely live like a King and Queen. Each building is inspired by the Victorian Aesthetics of San Francisco Bay Area but with a contemporary touch.


Apple One Banawa Heights Towers.


TOWERS (RFO) – few units left.


Towers are mix of studio, 1-bedroom, 2-bedroom units There are three (3) 12-storey towers inside the community, which are strategically located at the highest point of the property. Each tower provides the majestic view of the sea and the city, from the highers floors. The towers are in 6, 4, or 3 Private Clusters. Each Private Cluster will be provided with exclusive elevators, for only 49 residents. And there will be a maximum of 5 units in a floor. Amenities for each tower are located at the roof deck or ground floor which includes a swimming pool, an outdoor lounge and rooftop pocket gardens. Tower 2 & 3 are Ready For Occupancy – 20% equity is payable for 24 months, can also be under the Early Move-in Promo of 12 months (5% Spot Cash, 10% in 12 months, and 85% thru bank).


UNIT TYPE SIZES:


Regular Studio – 24 sqm 1-Bedroom w/ balcony – 30 sqm Penthouse – 87 sqm Apple One Villas.


VILLAS (30 SQM):


Villas are all 1-bedroom units, There are two (2) types of villa: 2 Private Cluster and 3 Private Cluster. Each Villa has 4-storeys, walk-up Each Private Cluster will have a maximum of 23 residents, with six (6) units per floor. In between each buildings are landscaped gardens. Amenities that includes a grand fountain, fully landscaped gardens, multi-function gazebo, boutique shops, swimming pool, parks & playground and basketball court, are located at the center of the development. Villa 1 & Villa 2 are Ready For Occupancy – 15% equity is payable for 12 months, can also be under the Early Move-in Promo of 12 months (5% Spot Cash, 10% in 12 months, and 85% thru bank); Villa 3 & Villa 4 are Pre-Selling – 20% equity is payable for 36 months; Villas 5, 6, 7, 8, 9, and Villa 10 are Pre-Selling – 20% equity is payable for 48 months. Apple One Banawa Heights Mansionette.


MANSIONETTES.


Mansionettes are all 2-bedroom units Limited to 6 buildings only Set in a private enclave with its own entrance Each Mansionette has 3-storeys, walk-up, with 2 private clusters back-to-back. It has a “mirror-effect” design. There are no rear entrances. The façade of the building has a back-to-back front entrance. Residents will be provided with its own swimming pool and a mini-park. Pocket gardens and winding landscaped areas, park benches and lampposts are part of the design that render the Mansionette a very charming place to live in. Floor area ranges from 37.50 sqm to 43 sqm. Mansionette 1, 2, 3, & Mansionette 4 are Ready For Occupancy – 15% equity is payable for 12 months, can also be under the Early Move-in Promo of 12 months (5% Spot Cash, 10% in 12 months, and 85% thru bank); Mansionette 5 are Pre-Selling – 20% equity is payable for 48 months;


PAYMENT OPTIONS:


100% Spot Cash with 10% Discount; 20% Spot Down Payment with 5% Discount and 80% thru bank financing; 20% Down Payment in 24 months and 80% thru bank financing; 15% Down Payment in 24 months, 5% Lump Sum on the 24th month, and 80% thru bank financing; 100% Deferred Payment in 24 months.


PROJECT SITE DEVELOPMENT:


Project Site Development.


LOCATION:


vicinity map.


PROPERTY LIKE THIS WON’T LAST THAT LONG, SO CALL US NOW!


+63.943.312.5445 / +63.9995.101.9010 (Viber/WhatsApp) or visit our WEBSITE at www.gabrielrealtybrokerage.com or FB PAGE at https://www.facebook.com/gabrielrealty/


COCOY M. TOLEDO Licensed Real Estate Broker PRC License No. 20332, valid until Nov. 9, 2021 PTR No. 406455, valid until Dec. 31, 2022.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331, valid until Dec. 31, 2021 PTR No. 24406456, valid until Dec. 31, 2022.


WARNING: Avoid fly-by-night agents, DEAL only with competent licensed real estate brokers to protect your hard-earned money!


The Curve Residences.


November 14, 2022 Uncategorized Comments are off for this post.


THE CURVE RESIDENCES.


The Curve Residences is the newest condominium for sale in Ramos, Cebu City, its a 20-storey project comprising of SOHO, Studio, and 1-Bedroom units.


The Curve Residences is located in a prime area which is a walking distance to universities and colleges in uptown and downtown areas of Cebu such as the University of San Carlos, Cebu Institute of Medicine, Velez College, Saint Theresa’s College, and the University of Cebu and many more.


An accessible address going to the busy centers (uptown and downtown areas) of Cebu. An address convenient for students, professionals, and starting families.


Walking Distance & Accessible to:


Velez College Cebu Institute of Medicine (CIM) University of San Carlos (USC), Cebu Normal University (CNU), South Western University (SWU), University of Cebu (UC), Abellana National School Cebu Doctors’ University Hospital, Basilica of Santo Niño Church; Crown Regency Hotel shopping centers like Robinson’s Place Cebu, Fuente Circle & Gaisano Colon.


PROJECT DETAILS:


Total No. of Units – 226 No. of residential floors – 20 Sizes of unit – 22 to 48 sqm Unit types – SOHO, Studio, 1-Bedroom Parking Level – lower & upper ground floors.


UNIT TYPE SIZES:


SOHO – 22.00 sqm SOHO with Balcony – 27.50 sqm Typical Studio – 22.00 sqm Studio with Balcony – 30.70 sqm Studio with Deck – 34.40 sqm 1-Bedroom – 27.90 sqm 1-Bedroom with Balcony – 48.30 sqm.


SAMPLE COMPUTATIONS (updated on Nov. 15, 2022):


STUDIO UNIT (22 sqm):


Studio Floor Lay–out.


PRICE starts at: P2,600,000.00 (U1619) RESERVATION FEE: P20,000.00.


20% EQUITY for 36 months with 0% interest: www.GabrielRealtyBrokerage.com.


80% BALANCE THRU SPOT CASH OR BANK FINANCING.


PAYMENT OPTIONS:


Spot Cash with 5% Discount – payable within 30 days from reservation date; Spot 20% Down Payment with 5% Discount on Spot DP – 80% balance upon unit turn over thru spot cash or bank financing; 100% Installment in 36 months with 0% interest; 20% Down payment in 36 months and 80% balance upon unit turn over thru spot cash or bank financing; 15% Down Payment in 36 months, 5% Spot Payments, and 80% balance upon unit turn over thru spot cash or bank financing;


UNIT FEATURES:


Smoke Detector Fire Sprinkler Provision for Water Heater, Aircon Washer and Dryer Provision Provision for CATV & Telephone Ceramic Flooring.


BUILDING FEATURES:


2-Hour Security 2 Passenger Elevators Individual Mail Cabinets Fitness Gym Function Rooms Amenity Lounge Swimming Pool Automatic Standby Generator System CCTV in Common Areas Fire Detection & Alarm System Leasable Commercial Area.


For assistance and full details, please contact us at:


+63.943.312.5445 / +63.9995.101.9010 (Viber/WhatsApp) or visit our WEBSITE at www.gabrielrealtybrokerage.com or FB PAGE at https://www.facebook.com/gabrielrealty/


COCOY M. TOLEDO Licensed Real Estate Broker PRC License No. 20332, valid until Nov. 9, 2021 PTR No. 246098, valid until Dec. 31, 2022.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331, valid until Dec. 31, 2021 PTR No. 246099, valid until Dec. 31, 2022.


WARNING: Avoid fly-by-night agents, DEAL only with competent licensed real estate brokers to protect your hard-earned money!


ARUGA RESORT AND RESIDENCES MACTAN, CEBU.


August 12, 2022 Uncategorized Comments are off for this post.


Aruga Resort and Resideces – Mactan is a beachfront hotel fused with exquisitely designed residences in Mactan, Cebu. This 4.7-hectare sanctuary is nothing less than Rockwell’s boldest move yet.


Lined along the serene side of the island, Aruga Resort and Residences – Mactan is an innovative residential concept that mixes the perks of resort relaxation with Rockwell’s signature community living.


With only about 150 units , boasting of a 200-meter beach front , you can have your share in this exclusive paradise reserved for the country’s discerning elite.


Reside and retreat in this unique, tropical bliss.


The view when you wake up every morning!


Aruga Resort and Residences Mactan – My Kind of Neighborhood.


A private escape turned into a luxurious piece of real estate, Aruga Resort and Residences – Mactan is conveniently located along Mactan’s sophisticated string of hotels and leisure establishments.


Complementing the relaxing atmosphere by the beach, the propert’s open areas are adorned by manicure gardens, keeping the area cool and energizing.


The hotel and residential areas are seamlessly integrated, bringing the best experience for guests and homeowners alike.


Aruga Resort and Residences Mactan – My Kind of Sun.


Wake up to sun-kissed mornings.


Stroll along the shore, sand cushioning your every step adn the water tickling your toes. With 200 meters of private shores, you are enveloped in privacy.


If the sound of the waves won’t drown you worries, then a dip into the blue would definitely fill you with tranquility.


It’s a much-deserved retreat – your beachfront refuge awaits.


Aruga Resort and Residences Mactan – My Kind of Leisure.


Immerse yourself in peace. Drift into your personal realm of relaxation as you take a dip in the pool, accompanied by a picturesque view from every angle.


Leisure is taken up a notch in our facilities. Make time or your physical wellness a the private gym, complete with the latest in fitness equipment. Or make unforgettable memories at our fully serviced function rooms.


SHORT VIDEO:


THE LOCATION:


Rare Find: Fully Furnished Condo in MHAM.


July 29, 2022 Uncategorized Comments are off for this post.


Rare Find: Brand New Fully Furnished Ready for Occupancy Condominium in Sundance Residences Banawa very near MHAM for only P4,000,000.00!


Its close to schools, churches, hospitals, malls and urban destinations. In the Building is a 24/7 Convenience store ( 7-11), a Japanese Restaurant, Nuat Thai, Skin 911 and a laundry shop. You can very well enjoy the city and mountain view in the balcony.


DETAILS:


Location: along the main road in Banawa, Cebu City (infront of MHAM) Unit type: STUDIO WITH BALCONY Floor Area: 28.33 sqm 9th Floor facing nature/ mountain.


UNIT FEATURES:


1.5 HP window type A/C 4 cubic meter Refrigerator 2 beds Dining Table & Chairs 32″ TV Cabinets Hot and cold shower Gas Range & Range Hood Ceramic/porcelain tiles Kitchen cabinets (overhead & under counter) Granite kitchen counter Painted wall finish Lavatory & water closet Provision for washer & dryer Fire alarm & protection system Provision for CATV & telephone.


AMENITIES & FACILITIES:


Ground Floor :


Residential Elevator Lobby The Strip at Sundance (pocket retail/commercial area) Water Wall Fountains Covered Carpark Mail Room.


Second Floor:


The Lobby Lounge (Main Reception) Poolside Lounge with Bar Fun Pool Kiddie Pool Party Hall Family Gardens Outdoor Play for Kids Playroom Sky Garden Zen/Meditation Garden Fitness Center Family Entertainment Center Jogging Path View Deck Prayer Room.


BUILDING FEATURES:


(3) three Mitsubishi elevator 100% back-up power Sky Garden.


Additional Features – Has provision for:


Window-type air conditioning Single-point heater Washer/dryer Outlet for cable, telephone & TV Kitchen cabinet with grease trap Individual metering of water and electricity Fire sprinkler Door bell Fire alarm detection.


LOCATION:


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332, valid until Nov. 9, 2021 PTR No. 246098, valid until Dec. 31, 2022.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331, valid until Dec. 31, 2021 PTR No. 246099, valid until Dec. 31, 2022.


Avida Towers Riala IT Park.


June 22, 2022 Uncategorized Comments are off for this post.


Avida Towers Riala IT Park – Live without compromise!


More than work-life balance, we believe that quality of life is determined by a dynamic integration of passion, leisure, and lifestyle. This dynamic is exactly what merges metro and eco-living together, no compromise made. This is the new living standard we aspire for.


Avida Towers Riala Cebu IT Park, Avida’s newest development in Cebu. Offer wide greens and open spaces that welcome you to a place unlike any other- a place where nature resides in the middle of the city.


Located at the Cebu IT Park, the city’s most dynamic lifestyle district, Avida Towers Riala Cebu IT Park is mere steps away from the best the city has to offer: commercial and business centers and top schools and hospitals, among others. Experience all the color and excitement of the city and enjoy the tranquility of nature. Here, life in the city is truly no compromise.


Experience convenience at its best at Avida Towers Riala Cebu IT Park. Unwind, dine and shop at cafes, restaurants and retail outlets, all located within the Avida Towers Riala complex. Enjoy a variety of activities, from the most laid-back to the most active. Live the complete life, enjoy the best the city has to offer and come home relaxed in this haven of open greens in the middle of the city.


WATCH AVIDA TOWERS RIALA VIDEO:


For computations and full details, please click this link: https://gabrielrealtybrokerage.com/?property=avida-towers-riala-99.


Amenities of Avida Towers Riala:


Adult and Kiddie Swimming Pool Multipurpose Hall Shooting Court Children’s Play Area Grand Lawn, Private Garden and Meditation Areas Outdoor Fitness Areas.


Building Features:


Main lobby for each building (min of 30 sqm) Three (3) Elevator units (min. of 15-pax capacity each) Admin room – applicable in First tower only (min of 20 sqm) Utility room (min of 15 sqm) Emergency power 100% on safety; 50% on common areas 1 power outlet, 1 ref outlet, & 1 lighting unit for Studio and 1-BR units 1 power outlet, 1 ref outlet, & 2 lighting units for 2-BR unit Garbage Chute Fire protection/ fire alarm system Mailbox per unit located at the lobby Units are electricity, telephone, cable television & internet ready Transformer Vault & Genset Room to be located at the ground floor level.


Landmarks:


Cebu Country Club – 300 meters University of San Carlos – 3 km Cebu Business Park – 5.3 km.


MASTER PLAN:


VICINITY MAP:


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332, valid until Nov. 9, 2021 PTR No. 246098, valid until Dec. 31, 2022.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331, valid until Dec. 31, 2021 PTR No. 246099, valid until Dec. 31, 2022.


Single Attached Houses for sale in Mandaue.


March 20, 2022 Uncategorized Comments are off for this post.


VILLA SEBASTIANA, single attached for sale in Mandaue City, Cebu (4 units left)!


Villa Sebastiana in Tawason, Mandaue City, Cebu, is a house and lot subdivision with two-storey single attached and detached unit models. This is the only housing project in Mandaue area having all single houses in modern concept designed. Total Subdivision Area: 13,758 sqm. Total House and Lot: 115 Single attached and detached units.


It sold affordably with overlooking view and very safe from flood, it can be financed by bank with lower interest rate. For those buyers who are single houses lover… here’s your chances to realize your dreams for your family to live with complete privacy. The said property is closer to the city proper of Mandaue and very proximate and strategic location.


It is where happy family traditions begin. Experience the airy comfort and hillside luxury at Villa Sebastiana. With our numerous features and amenities:


NEARBY ACCESS:


Public Transportation Utilities (water,drainage,telephone,cable,TV, etc.) 5 minutes to ATENEO DE CEBU 15 minutes to Airport 10 minutes to hospital (north gen, gullas) 10minutes to Mall (Talamban Gaisano) 5minutes to Nativity Church Canduman 5minutes to Savemore-Canduman.


Sample Computations (updated on Mar. 25, 2022)


KRISTINE (2 storey Single Detached) – 3 units left.


Floor Area: 105 sqm Lot Area: 116 sqm 4 Bedrooms, 3 Toilet & Bath, 2 car port.


TOTAL CONTRACT PRICE: 5,850,000.00 (B1/L8/39/40) RESERVATION FEE: P30,000.00.


20% DOWN PAYMENT: P1,170,000.00 18 months to pay w/ 0% interest: P63,333.33/month OR 12 months to pay w/ 0% interest: P95,000.00/month OR 6 months to pay w/ 0% interest: P190,000.00/month www.GabrielRealtyBrokerage.com.


80% BALANCE thru spot cash or Bank Financing (P4,680,000.00) 20 years @ P34,892.82/month 15 years @ P40,767.82/month 10 years @ P53,140.45/month 5 years @ P91,569.57/month.


SHARON (2 storey Single Detached) – 1 unit left.


Floor Area: 123 sqm Lot Area: 121 sqm 4 Bedrooms, 3 Toilet & Bath, 2 car port.


TOTAL CONTRACT PRICE: 8,200,000.00 (B1/L8/39/40) RESERVATION FEE: P30,000.00.


20% DP for 6 months to pay w/ 0% interest: P268,333.33/month www.GabrielRealtyBrokerage.com.


80% BALANCE thru spot cash or Bank Financing (P6,560,000.00) 20 years @ P48,909.60/month 15 years @ P57,144.64/month 10 years @ P74,487.47/month 5 years @ P128,353.93/month.


PAYMENT SCHEME:


Reservation Fee: Php 30,000 non-refundable & non-transferable (valid for 30 days) 20% Down payment payable up to 24 months 80% Balance thru Bank Financing.


FREE:


Rainwater Tank Window Screen Cabinet exclude Maids Quarter.


FEATURES & AMENITIES:


✔Landscaped Entrance ✔Elegant Guardhouse ✔Parks and Playground ✔Concrete roads with street signage ✔Cemented sidewalks curbs and gutters ✔Underground drainage system ✔MCWD water system ✔Electrical Power Supply ✔Perimeter Fence ✔24-Hour Security ✔330 Degrees overlooking Mandaue City and Talamban.


For assistance and more details, please contact us at:


+63.943.312.5445 / +63.9995.101.9010 (Viber/WhatsApp) or visit our WEBSITE at www.gabrielrealtybrokerage.com or FB PAGE at https://www.facebook.com/gabrielrealty/


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332, valid until Nov. 9, 2021 PTR No. 246098, valid until Dec. 31, 2022.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331, valid until Dec. 31, 2021 PTR No. 246099, valid until Dec. 31, 2022.


ATTY. WILFREDO S. TOLEDO & ATTY. JURIS ANGELI TOLEDO Legal Consultants, Gabriel Realty & Brokerage.


Penthouse for Sale in Sundance Residences Cebu.


February 14, 2022 Uncategorized Comments are off for this post.


Set your sights higher here in the Penthouse for sale in Sundance Residences in Banawa, Cebu City. Enjoy the cool city breeze and breathtaking 180-degree views of nature from the comforts of your own home.


Sundance Residences Penthouse for Sale, one of Cebu Best Condominiums, is located on top of the sun-kissed hills of Banawa, Sundance Residences derived its name from the exhilarating view of the sun’s daily command performance,from sunrise to sunset.


Sundance Residences is compose of two towers. The first tower will be a 18-storey high (16 residential floors, 1 commercial floor, 1 roof deck) plus two basement level. The second tower is at least of the same height. Cebu Best Condo.


FLOOR LAY-OUT:


Computations (updated on Mar. 2, 2022):


PENTHOUSE 3-Bedroom w/ Balcony (159.88 sqm) – 2 units left.


TOTAL CONTRACT PRICE: P22,721,359.00.


5% SPOT DP TO MOVE-IN: P1,136,067.95 (1st month)


15% INSTALLMENT: P284,017.00/MONTH (2nd to 12th month) www.GabrielRealtyBrokerage.com.


80% BALANCE: P18,177,087.20 (thru bank financing)


FEATURES:


3-Bedroom Suite Master’s Bedroom with garden patio 2 Toilets and baths Powder room Utility room/ maid’s quarters 180-degree picture windows Corner balcony 3.6-meter high ceiling.


DELIVERABLES:


Living/ Dining Area Floor (Porcelain Tiles) Wall (Painted finish) Ceiling (Painted finish) Bedrooms Ceramic Floor Tiles (Wooden design) Wall (Painted finish) Ceiling (Painted finish) Kitchen Floor (Porcelain Tiles) Wall (Painted finish) Ceiling (Painted finish) Kitchen Island Cabinet with sink Others (modular laminated overhead and counter cabinets, with kitchen fixtures and granite countertop) Toilets Floor (Porcelain Tiles) Wall (Shower Area: Ceramic Tiles) (Toilet Area: Ceramic Tiles) Ceiling (Painted finish) Fixtures: Lavatory Water Closet Provision for single-point heater Toilet Paper Holder Towel Bar Soap Holder Bathtub Air-conditioning Wall mounted split type air-conditioning unit.


AMENITIES & FACILITIES:


Ground Floor Residential Elevator Lobby The Strip at Sundance (pocket retail/commercial area) Water Wall Fountains Covered Carpark Mail Room Second Floor The Lobby Lounge (Main Reception) Poolside Lounge with Bar Fun Pool Kiddie Pool Party Hall Family Gardens Outdoor Play for Kids Playroom Professionally Managed Day Care Center Sky Garden Zen/Meditation Garden Fitness Center Family Entertainment Center Jogging Path View Deck Prayer Room.


Building Features:


(3) three Mitsubishi elevator 100% back-up power Sky Garden.


Additional Features:


Has provision for: A. Window-type air conditioning B. Single-point heater C. Washer/dryer D. Outlet for cable, telephone & TV E. Kitchen cabinet with grease trap F. Individual metering of water and electricity G. Fire sprinkler H. Door bell I. Fire alarm detection.


VICINITY MAP:


For assistance and more details, please contact us at:


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331.


ATTY. WILFREDO S. TOLEDO & ATTY. JURIS ANGELI TOLEDO Legal Consultants, Gabriel Realty & Brokerage.


Trillium Residences in Cebu Business Park.


January 30, 2022 Uncategorized Comments are off for this post.


Trillium Residences Cebu – the only surprisingly affordable and High return of Investment condo in Cebu Business Park area!


Trillium Residences Cebu , Condominium for sale in Cebu, where all units are now ready for occupancy and have balconies, with the highest ceiling at 3.1 meters, and located in a flood free area (highly elevated).


Trillium Residences Cebu’ premium location is just 2-blocks away and short walking distance to Ayala Mall, Cebu Business Park, the Cebu IT Park, very near schools, hospitals, churches and hotels.


So, why TRILLIUM RESIDENCES CEBU?


Strategic Location (very near Cebu Business Park) Competitive Pricing without sacrificing quality Property Management Team are marketing savvy High Value Appreciation Sustainable Living for own and rental use (hotels in the nearby area are almost fully booked everyday) Reputable Developer Flood free area – highly elevated.


FEATURES:


18 storeys stand alone mix condominium Ground Floor- commercial spaces 2 nd Floor – Collapsible function rooms which can be converted into a grand function hall 3 rd Floor – Office Spaces 4 th to 14 th Floors – Residential units 15 th Floor- for Amenities such as a Swimming Pool with waterfalls, a Daycare Room, a Gym & a Game Room that could be converted in a Business room/center. 6 th to 18 th Floor –Penthouse Loft type units 2 Basement parking with twin elevator system.


SPECIFICATIONS:


TOTAL OF 123 RESIDENTIAL UNITS 100 STUDIO UNITS 15 UNITS 1 BEDROOM 8 UNITS 2 BEDROOM 3 PENTHOUSE LOFT TYPE WITH 360 DEGREE VIEW OF CITY 5 COMMERCIAL UNITS AT GROUND FLOOR 11 OFFICES SPACES AT THE 3RD FLOOR 200 SEATING CAPACITY GRAND FUNCTION ROOM, COLLAPSIBLE INTO 5 MEETING ROOMS 2 HIGH SPEED ELEVATORS.


AMENITIES & FACILITIES:


Swimming Pool and Water facilities at the roof deck Indoor fitness gym, Daycare Center, Garden & Viewing Deck around swimming pool Visitor’s Lounge & Commercial spaces at the ground floor Rentable Function Hall & Rooms, up to 200 pax at the 2nd floor Rentable Office spaces at the 3rd floor Individual mailboxes, Fire Alarm, Smoke Detectors & Sprinkler System 2-Unit High – Speed Elevators, CATV & CCTV Security Camera Standby Generator Set High Ceiling, approx. 3.70m floor to floor height 95% of units with balcony, Space provision for washing machine .30 x .30 Ceramic floor tiles, Granite Kitchen top & cabinets All walls & ceiling are primed white 3 Units Penthouses (1 unit with floor area of 257 sq.m per floor at 16th to 18th Floors)


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331.


West Jones Residences: Condominium for sale near Universities in Cebu.


January 24, 2022 Uncategorized Comments are off for this post.


WEST JONES CONDOMINIUM.


West Jones Condominium , a pre-selling condominium for sale in Cebu, located at the heart of Cebu City, is a 15-storey residential Condominium with 307 units comprising of studio and 1 bedroom units.


West Jones Condominium is just a few meters away from the busy Osmena Blvd. (or formerly known as Jones Avenue). It is located in a prime area which is a walking distance to universities and colleges in uptown and downtown areas of Cebu such as the University of San Carlos, Southwestern University, Cebu Institute of Medicine, Velez College, University of Cebu and many more.


An accessible address going to the busy centers (uptown and downtown areas) of Cebu. An address convenient for students, professionals, and starting families.


West Jones Condominium is a walking distance to:


Cebu Normal University (CNU), South Western University (SWU), University of San Carlos (USC), University of Cebu (UC), Abellana National School, Cebu Doctors’ University Hospital, Basilica of Santo Niño Church; Crown Regency Hotel shopping centers like Robinson’s Place Cebu, Fuente Circle & Gaisano Colon.


Building Features:


24 hour security Adult and Kiddie Swimming pool Concrete Roads Light and Water Connection Commercial Area Gym Recreation CCTV Cameras Reception Area.


Payment Options:


Spot Cash with 5% Discount – 95% payable within 30 days fom reservation date; Spot 20% Down Payment with 5% Discount on Spot DP – 80% balance upon unit turn over thru spot cash or bank financing; 100% Installment in 36 months; 20% Down payment in 36 months and 80% balance upon unit turn over thru spot cash or bank financing; 15% Down Payment in 36 months, 5% Spot Payments, and 80% balance upon unit turn over thru spot cash or bank financing;


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331.


ATTY. WILFREDO S. TOLEDO & ATTY. JURIS ANGELI TOLEDO Legal Consultants, Gabriel Realty & Brokerage.


Why The Persimmon Condominium?


January 24, 2022 Uncategorized Comments are off for this post.


The Persimmon Condo for sale in Cebu brings together modern living and convenience all in one place by combining residential units and commercial establishments. With the commercial area built within the confines of the condominium community, residents are just a few steps away from shopping, dining, entertainment and other services like health, ATM, among others.


All the elements of the good life are here. Every urbanite can now recharge amidst Asian-Contemporary architecture, rejuvenating green spaces, and unparalleled city or coastal views.


Everything in Cebu is near its doorstep.


The Persimmon Condo is conveniently located at M.J. Cuenco Avenue, Mabolo, Cebu City. It is near the city’s major shopping centers, business districts, BPO belt, churches, schools, hospitals, night spots and highly accessible from the main roads and highways, airport and shipping ports.


The Persimmon Condo – your most convenient and refreshing address right at the center of Cebu.


WATCH THE PERSIMMON CONDO:


Why The Persimmon?


Central Location (accessibility) Sea and mountain views An upscale development Themed development (Asian Contemporary) Home ambiance Vertical Village feel / neighborhood appeal Landscaped open space Income generating investment (lease/rent) Investment value growth from a trusted developer.


COMMERCIAL:


Themed commercial neighborhood Food (restaurants, cafes, etc) Entertainment (resto,bars,family ktv) Services (laundry) Repair Health and Beauty (spa/salons) Grocery Activity area.


AMENITIES:


Adult lap pool and kiddies pool Clubhouse Function room/boardroom Game room Multipurpose court: basketball and badminton Children’s playground Landscaped open spaces Commercial area fronting the Residential Enclave.


FEATURES:


Selected units with balcony All units are combineable Kitchen (with under counter cabinets, sink, faucet) Laundry drying cage per unit Exhaust system for bathrooms Space provision for washing machines Telephone and cable TV ready units Individual metering for water and electricity.


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC License No. 20332.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331.


ATTY. WILFREDO S. TOLEDO & ATTY. JURIS ANGELI TOLEDO Legal Consultants, Gabriel Realty & Brokerage.


Housing developer unloading P2.8B in receivables.


January 31, 2022 Uncategorized Comments are off for this post.


Housing developer unloading P2.8B in receivables (lifted from Inquirer.Net)


Housing developer 8990 Holdings has signed a deal to unload P2.8 billion worth of housing receivables, freeing up liquidity to build more houses for the mass market.


In a disclosure to the Philippine Stock Exchange, 8990 Holdings said its subsidiaries had entered into a deal to sell contract-to-sell (CTS) receivables to Dearborn Resources and Holdings Inc.


The company encourages buyers to get long-term financing from PagIBIG and banks but some enter into CTS financing with 8990 Holdings. As the housing developer’s primary business is to build and sell houses and not to finance consumers’ purchase of houses, the strategy is to sell some of the receivables to other financing institutions.


The purchase of receivables by big financing institutions is seen to indicate confidence on the quality of 8990 Holdings’ buyers as well as its credit evaluation procedures and credit and collection platform.


Based on the disclosure, the following 8990 Holdings units sold their CTS receivables: 8990 Davao Housing Development Corp. (P215.5 million); 8990 Housing Development Corp. (P1.8 billion); 8990 Luzon Housing Development Corp. (P559.96 million); 8990 Mindanao Housing Development Corp. (P5.45 million), and Fog Horn Inc. (P248.78 million). — DORIS DUMLAO-ABADILLA.


How to Sell Your Home Fast.


August 12, 2022 Uncategorized Comments are off for this post.


How to Sell Your Home Fast by Elise Sole.


Selling a home can often take months, even years. So what if you have to unload your home in, say, two weeks ?


It can happen: Whether you need to relocate for a new job, to care for an elderly family member who’s suddenly fallen ill, or because you simply can’t handle your mortgage payments for even one more month, there are plenty of circumstances in which you might need to unload your precious home at lightning speed.


It can be done. Just check out these tactics and tips if time is of the essence.


Price it to move.


While everyone dreams of selling their home for top dollar, if you need to sell quickly, this is one time to price your home on the modest end—even a bit below its actual value.


“A conservative list price should encourage multiple offers and lead to a faster sale,” says Carrie Benuska , a Realtor® at John Aaroe Group in Pasadena, CA.


Set a hard deadline.


Want to bring buyers out of the woodwork quickly? It’s easy: Set a deadline for offers.


You can make this clear in your listing by saying you will be accepting offers only until a certain date—even as tight as one to two weeks after your home is listed for sale. That said, you should probably not announce why you need to sell quickly due to a new job or other circumstance, because buyers will smell desperation and take advantage of that. Just state your deadline without further explanation, and watch the offers roll in.


Sell to a flipper.


There’s no faster home sale out there than to a flipper. These buyers enable you to usually sell the home as is—often for cash—removing the burden of costly home repairs.


“These situations usually appeal to homeowners who just need to get a property off their hands,” says Benuska. But there are downsides: Flippers may demand below-market price, so they can resell it later for a larger profit. So just be sure your flipper isn’t fleecing you up the wazoo; at the very least, compare offers from two or more investors so they can’t steamroll you.


Offer incentives.


“Some sellers offer cash for the buyer’s agent if a full-price offer is received by a specific date,” says Wendy Flynn , owner of Wendy Flynn Realty in College Station, TX. Other times, the incentive is for the buyer who might score a refrigerator or other furniture for acting fast.


“I recently saw an offer that included seven flat-screen televisions and two Tempur-Pedic mattresses,” says Flynn.


Sell to a developer.


It may sound drastic, but if you want to sell simply and quickly, consider selling directly to a developer. That person would purchase your home for the value of its land, tear down the property, and build a new one in its place.


“This might be a good option for people in urban or suburban areas where land is scarce and the home is older and its value has depreciated,” explains Cheryl Julcher , principal and managing broker of Yellow Brick Properties in Belleville, IL. “The benefit for the seller is that the condition of the home is irrelevant—it’s going to be torn down anyway. The downside is the seller has to reconcile the fact that their home will cease to exist, which can be tough emotionally.”


Avoid guaranteed sales programs.


If you ever see a sign that reads, “If we don’t sell your home in 30 days, we’ll buy it,” run away fast .


“These are complete scams,” says Janine Acquafredda , associate broker at House-N-Key Realty in Brooklyn, NY. Here’s how it usually works: The real estate agent promises to list a home for a fixed period of time and if it’s not sold, he or she will buy it directly from the seller.


“It sounds like a good deal because in either case, the owner makes a sale,” says Acquafredda. “In reality, the agent often has no intention of putting the home on the market and in the end, pays the lowest possible market price for the home.”


Talk to your neighbors.


Before you list your home on the market, check in with the locals.


“Lots of times, people want to live near relatives or they’re looking to buy in their own neighborhood,” says Acquafredda. “Selling to a neighbor speeds up the entire process, and you won’t have to pay for marketing, advertising, and, in some states, the attorney’s fee.”


Be flexible.


Do potential buyers want to view your home at 6 p.m. on a Saturday? Let ’em in.


“Ease of showing is a huge factor in whether a home sells quickly,” says Acquafredda. “When a buyer is ready, willing, and able, you can strike while the iron is hot.”


Elise Sole is a New Yorker living in Los Angeles. She’s been an editor at Yahoo, Women’s Health, Redbook, and Marie Claire, and has written for publications such as Glamour, Cosmopolitan, and AOL.


Baseline Residences/ Cebu Condominium.


March 23, 2022 Uncategorized Comments are off for this post.


CEBU’S PRIDE – the Baseline Residences: Generations of Cebuanos have shared fond memories in the Baseline Complex – karate classes, fun workouts and rock climbing at the Baseline gym, family parties at the Baseline restaurant, exciting matches at the tennis courts, and even grand street parties during the Sinulog festivities. Baseline provides several lifestyle conveniences in the best possible location right in the heart of Midtown Cebu. You can now own a studio unit at one of Cebu’s pride condominiums for only P10,600/month as monthly amortization thru Pag.ibig financing.


Baseline Residences is everything a family needs, it is within walking distance from the Baseline area – schools, churches, hospitals, shopping centers, and more. The project will be situated in a superb location within the Baseline Complex. Aside from the great combination of conveniences already offered in the area, the condo will be featuring an impressive host of amenities.


Baseline Residences is a 16-storey residential condo, situated in a strategic location within the Baseline complex – right along Juan Osmeña Street. Aside from the existing facilities already offered in the area, this vertical development will be featuring an impressive host of amenities as well.


Amenities and Facilities.


Fitness Gym Grand Lobby & Concrete Swimming Pool 2 levels of Basement Parking Function Room 360 degrees Roof Deck/ Open Deck.


Unit Features:


Kitchen Cabinets & Fixtures Provision for Washer & Spin Dryer Drainage Stubouts Tiled toilet w/ Bathroom Fixtures Provisions for Water Heating System at Toilet & Bath Tiled Flooring Provision for Airconditioning Units (Split or Window type) Painted Walls & Ceiling.


CONTACT US for Pricing, Availability, Floor Plans, Unit/ Site Viewing, and Reservations at.


(+6332) 425.8727 – landline/PLDT (+63) 917.657.7577 – globe/VIBER/WhatsApp (+63) 943.312.5445 – sun/VIBER/WhatsApp WEBSITE: www.gabrielrealtybrokerage.com.


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS!


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC Lic. No. 0020332.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC Lic. No. 0020331.


How to avail a Pag-ibig Housing Loan?


December 13, 2022 Uncategorized Comments are off for this post.


Availing a housing loan thru Pag-ibig is made even simpler, there are two (2) modes in availing it. First, the developer-assisted program, the real estate developer will be the one to assist and process the member’s loan application and the second one is the retail, the member applies directly to the government’s Home Development Mutual Fund.


To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements:


On Pag-IBIG Membership: Must be a member for at least twenty-four (24) months at the time of loan application. A member with less than the required number of contributions, shall be allowed to make a lump sum payment to satisfy the required two (2) years contribution. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower; Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or surrendered. Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application.


Please also take not of the following processing fees:


P1,000.00 – upon filing of the housing loan application with required documents (non-refundable) P2,000.00 – appraisal fee, also upon filing of the loan application (non-refundable) P2,000.00 – upon take-out (deducted from the loan proceeds)


You ought to know the requirements needed in applying for a housing loan, you may take a look at this list:


Housing Loan Application with recent ID photo of the borrower/ co-borrower; Proof of income; One (1) valid ID of the principal borrower and spouse, co borrower and spouse; Transfer Certificate of Title (TCT), it must be the latest title and be a certified true copy. For condominium unit, TCT of the land and Condominium Certificate of Title (CCT), both certified true copies; Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt; Contract to Sell or similar agreement between the buyer and seller. Vicinity Map/Sketch of the Property.


Even if you are outside the country, you can now apply a housing loan by visiting the link below: http://www.pagibigfund.gov.ph/housingloan/


We at Gabriel Realty & Brokerage are hoping that this little information may guide you in availing a housing loan at pag-ibig and have the opportunity to own the house or condo of your dream!


Decided to buy a property? Contact us at (+63) 943.312.5445 and let’s discuss how can we help you on your real estate needs.


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC Lic. No. 0020332.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC Lic. No. 0020331.


10 Tips in Buying a House.


December 13, 2022 Uncategorized Comments are off for this post.


As one of life’s biggest and most rewarding experiences, buying a house is something you want to get right. Here’s the top 10 house buying tips to help you find success in your property investment.


There’s no hurry. Get prepared first.


One thing you can do is a comparative analysis. This means setting a certain time period – say a few months – and gathering up as much data as you can on properties for sale in the area you are looking at.


This should include the area or suburb you are specifically looking into, as well as a few suburbs surrounding.


One approach is to draw up a spreadsheet of features – bedrooms, amenities, size etc – and put in both the ask price and the sale price (where available).


This will not only give you a good understanding of the market, it will give you some figures to let estate agents know you’ve done your background research.


It’s generally a big mistake to head into the marketplace before you know your price limit or even whether you have finance.


Agreeing to take a property even informally, pre-contract, can cause problems if you realize you don’t have the money to cover it.


For instance, waiting for finance on your dream property can give others who do have finance, a chance to duck in and sign for it while you’re in limbo.


Whether you are buying for investment or your first home, the deal’s details should be held up to a strong light.


Contracts have a way of becoming incomprehensible, so make sure you give yourself time to get the fine tooth comb out to investigate every word, assumption, expectation and number.


And find out your rights. Many contracts have an opt out or cooling off period. If they don’t then you should ask why and consider seriously whether you still want to sign.


Just as any home needs a roof, so do those who are buying it – a financial roof that is. It can be easy when the blood is flowing and the auction hammer is dropping to let emotion over-ride the numbers. Don’t let your emotions rule your decision, let numbers rule it.


This advice builds on the one above.


For instance, know that buyer agents and selling agents are quite different and will have quite different approaches to your business. You need to know which is which.


You should also get familiar with real estate lingo. This can mean actual architectural terms including the fuzzy ones like “renovator’s delight”. It’s also worth noting: terms change in different countries – a colonial kitchen in the US is very different to one in Australia.


A good understanding of the real estate market will help you ask good questions and that’s vital.


Part of your budget should be to pay for home inspections. If you’re thinking of bidding for a place or making an offer, it’s essential you know about what problems a place may have.


Big problems will, of course, add costs to your household budget and may affect your ability to repay your mortgage. Even small ones may put that new furniture, or pool you were hoping for out of range.


Get a property inspection report first and then see if the vendor is willing to negotiate downwards to factor its findings in.


Buying property includes some costs which should be added onto the actual price. As noted above, inspections should certainly be part of that. Shifts in interest rates should also be factored into your planning and managed as best as is possible. Fractions of a point up or down can make things a whole lot cheaper or steeper than you’d otherwise expect.


Other possible extra costs like commuting to/from work from your new place, school or shops, rates and body corporate fees, utility costs should also make their way onto your budget spreadsheet.


What kind of persona do you want to put out there? What is your negotiating approach? How can you do business and feel comfortable with yourself?


To some extent this is about setting some personal values. But it’s also about how you feel you can best succeed using your strengths and not having your weaknesses exposed.


It is prudent to set a ceiling on your buying price. It’s also a good idea to set a floor.


But, sometimes it is worth going outside of the range if a) you can afford to and b) a cheaper home is perfect. You don’t want to miss those chances.


So, be a bit flexible and don’t be afraid to allow your price parameters some wriggle room.


Discipline still plays its role here though and you should know what price you simply cannot go over, or under.


There are developments in real estate all the time. So, it pays to subscribe to a news feed on real estate news so that industry and market news is at your fingertips.


Doing so will allow you to act quickly when circumstances require it and to drop in real estate terminology so that agents know you are serious and not to be messed with.


Decided to buy? Contact us at (+63) 943.312.5445 and let’s discuss how can we help you on your real estate needs.


NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS.


COCOY M. TOLEDO, LL.B. Licensed Real Estate Broker PRC Lic. No. 0020332 RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC Lic. No. 0020331.


Why Choose Gabriel Realty?


September 6, 2022 Uncategorized Comments are off for this post.


Gabriel Realty & Brokerage, a Cebu, Philippines based realty firm, is jointly managed by young, dynamic, and trustworthy couple COCOY M. TOLEDO and RICHEL PARADIANG-TOLEDO , who are both competent licensed real estate brokers.


Gabriel Realty also has a pool of lawyers and para-legal officers on its team to help clients on their legal concerns and problems. Atty. Wilfredo S. Toledo, father of the managing brokers, and Atty. Juris Angeli Toledo, sister of the brokers, are very enthusiastic to assist Gabriel Realty’s clients.


Gabriel Realty is actively selling in almost all real estate projects in Cebu i.e. Condominium units, Subdivision house and Lots, Industrial, Commercial, Residential, Farm, and Beach Lots, Raw lots for developments, and Warehouses.


Since its inception last June 28, 2014, Gabriel Realty is now making waves in the real estate industry and is fast becoming the Realty Star in Cebu. Its number one asset is the efficient and fast service to its clientele.


Its managing brokers firmly believe in the old adage about customer service: “To give real service, you must add something which cannot be bought or measured with money, and that is SINCERITY and INTEGRITY ”. So, that answer the question, why choose us? Because in all its dealings, they are always sincere and honest, especially when it involves real estate property prices and other money matters. True enough, plenty of their very satisfied customers are giving us referrals and some are asking for advises even outside the coverage of real estate topics.


At present, they are strengthening their on-line presence in order to cater to a much wider customer base and at the same time they are widening their scope of expertise, aside from marketing, listing, and selling real estate properties, they are now catering services like land titling, rentals and lease, and property management.


Gabriel Realty and Brokerage is truly and will always be your dependable partner in all your property needs.


They can be reached at the following contact details and please don’t hesitate to call them anytime at your convenience:


+63 943 312 5445 / +63 995 101 9010 (Viber/ WhatsApp/ Signal/ WeChat) or EMAIL us at: [email protected] or visit our FB PAGE at https://www.facebook.com/gabrielrealty/


WILFRED LUCAS “COCOY” M. TOLEDO, Juris Doctor Licensed Real Estate Broker PRC License No. 20332, valid until Nov. 9, 2024 DHSUD CR NO. R7-B-03/20-0833, valid until Dec. 31, 2022 PTR No. 5999655, valid until Dec. 31, 2022.


RICHEL PARADIANG-TOLEDO Licensed Real Estate Broker PRC License No. 20331, valid until Dec. 31, 2024 DHSUD CR NO. R7-B-03/20-0835, valid until Dec. 31, 2022 PTR No. 5999656, valid until Dec. 31, 2022.


WARNING: Avoid fly-by-night agents, DEAL only with competent licensed real estate brokers to protect your hard-earned money!

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